Mercury Bank Sign-Up Bonus
Get $250 when you open a new Mercury business account and deposit $10,000 in your first 90 days.
Active offer
$250 for new accounts
Open a new Mercury business account through the link, deposit $10,000 within 90 days, and you get a $250 bonus plus an expedited application review. Personal accounts get $120 on the same deposit.
Open a Mercury accountNew business accounts only · $10,000 deposit within the first 90 days
How to get the Mercury bonus
No promo code to enter. You open the account through an invite link and make one qualifying deposit. Here is the whole process.
1. Open your account through the link
Apply for a new Mercury business account using the button on this page. Applications that come through an invite link get an expedited review, so you get a decision faster than a cold signup.
2. Deposit $10,000 in your first 90 days
Fund the account and keep at least $10,000 in it for one full business day within the first 90 days. That deposit is the only thing you need to do to unlock the bonus.
3. Get your $250
Once you hit the deposit, Mercury pays you $250. It lands the Monday after you qualify and posts within one to three business days. The person whose link you used gets $250 too, so it is worth using a real invite link rather than signing up cold.
Every way Mercury saves you money
Beyond the $250 sign-up bonus, here is what makes Mercury cheap to run.
$250 sign-up bonus
The headline deal: open a business account through the link, deposit $10,000 in 90 days, and get $250 plus a faster application review. It is the biggest one-time saving Mercury offers new accounts.
Open a Mercury accountNo monthly fees, no minimums
Mercury has no monthly fee, no minimum balance, and no overdraft fees on core business banking. For an early-stage company that is the recurring saving that matters most: you keep the account open at zero cost.
Free USD wires and ACH
Domestic and international USD wires and ACH transfers are free, where most business banks charge $15 to $35 per wire. If you move money often, that saves more over a year than the signup bonus does once.
Extended deposit insurance
Mercury spreads balances across a network of FDIC-insured partner banks, extending coverage far past the standard $250,000. Not a discount, but it saves you the hassle and cost of splitting cash across several banks yourself.
Mercury Bonus FAQ
Common questions about the Mercury sign-up bonus, who qualifies, and how Mercury pricing works.