Creem: The Cheapest Merchant of Record
A flat 3.9% + $0.40 per transaction. No monthly fees. Global sales tax and VAT handled for you.
Active offer
3.9% + $0.40, flat
Creem is a merchant of record for digital businesses at a flat 3.9% + $0.40 per sale, with no setup or monthly fees and tax handled globally. That undercuts Paddle, Lemon Squeezy, and most alternatives, which run 5% to 10%.
Start selling with CreemNo setup or monthly fees · Global sales tax and VAT included
Why Creem costs less than Paddle or Lemon Squeezy
There is no coupon here. The saving is the fee itself. Here is where the lower rate comes from.
1. One flat rate, no add-ons
3.9% + $0.40 per transaction covers it. No monthly fee, no setup fee, no separate charges for tax handling or currency conversion. You can predict your costs from a single number.
2. Tax and VAT handled as the merchant of record
Creem sells as the legal merchant, so it calculates, collects, and remits sales tax and VAT globally. That compliance work is included in the rate, not billed on top like it is with a plain payment processor plus a tax add-on.
3. Lower than the usual merchant-of-record fee
Paddle is around 5% + $0.50 and other platforms reach 7% to 10% on international cards. On the same sale, Creem's 3.9% + $0.40 leaves more with you, and the gap widens as volume grows.
Every way Creem saves you money
No promo code, the price is the offer. Here is what that gets you.
Flat 3.9% + $0.40 per transaction
The headline Creem deal: one flat rate on every sale, lower than Paddle's ~5% + $0.50 and far below the 7-10% some platforms charge on international cards. More of each sale stays with you.
Start selling with CreemNo monthly or setup fees
You pay only when you make a sale. No platform subscription, no onboarding fee, so it costs nothing to keep Creem running through slow months, which suits early or seasonal products.
Global tax handled, no add-on
As the merchant of record, Creem collects and remits sales tax and VAT worldwide. That compliance work is inside the 3.9% + $0.40, not a separate tax-handling bill like a processor-plus-tax-tool stack.
Built-in affiliate program
Creem includes an affiliate and referral system, so you can run your own affiliate program on top without paying for a separate tool. One less subscription in the stack.
Creem Pricing FAQ
Common questions about Creem's fees, how it compares to Paddle and Lemon Squeezy, and what a merchant of record does.